:root{--paper:#F7F3EA;--paper2:#EFE9DB;--ink:#16233B;--ink2:#24344F;--navy:#1F3A5F;--teal:#177E6E;--teal2:#0F5F53;
--brass:#A8853B;--brass2:#8A6C2C;--line:#D9D2C0;--line2:#C7BFA9;--white:#FFFDF8;--red:#8C3A2B;
--fd:'Fraunces',Georgia,serif;--fb:'Public Sans',system-ui,sans-serif;--fm:'IBM Plex Mono',monospace}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--fb);color:var(--ink);background:var(--paper);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal2)}
.wrap{max-width:1180px;margin:0 auto;padding-left:26px;padding-right:26px}
h1,h2,h3{font-family:var(--fd);font-weight:600;line-height:1.14;color:var(--ink);letter-spacing:-.01em}
h1{font-size:clamp(34px,4.6vw,58px)}
h2{font-size:clamp(26px,3.2vw,38px)}
h3{font-size:21px;line-height:1.3}
.eyebrow{font-family:var(--fm);font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--brass2);display:inline-block;margin-bottom:12px}
.eyebrow.t{color:var(--teal2)}
/* ---------- topbar ---------- */
.topbar{background:var(--ink);color:#E9E2D0;font-size:13.5px}
.topbar .wrap{display:flex;align-items:center;justify-content:center;gap:10px;min-height:36px;flex-wrap:nowrap;white-space:nowrap;overflow:hidden}
.topbar b{color:#fff}
.topbar a{color:#E9C87C;text-decoration:none;white-space:nowrap}
.tb-sep{opacity:.45}
@media(max-width:860px){.tb-mid{display:none}}
/* ---------- header ---------- */
header.site{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:80;box-shadow:0 1px 0 rgba(22,35,59,.04)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:78px}
.brand img{width:208px;height:auto}
nav.main{display:flex;align-items:center;gap:26px;font-size:15.5px;font-weight:500}
nav.main>a,nav.main .has-drop>a{color:var(--ink);text-decoration:none;padding:26px 0;display:inline-block}
nav.main a:hover{color:var(--teal2)}
.caret{display:inline-block;width:7px;height:7px;border-right:1.6px solid currentColor;border-bottom:1.6px solid currentColor;transform:rotate(45deg) translateY(-2px);margin-left:5px}
.has-drop{position:relative}
.drop{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);background:var(--white);border:1px solid var(--line);border-top:3px solid var(--brass);box-shadow:0 22px 50px -18px rgba(22,35,59,.35);opacity:0;visibility:hidden;transition:.18s;z-index:90}
.has-drop:hover .drop,.has-drop:focus-within .drop{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.drop.mega{display:flex;width:min(880px,94vw);padding:26px}
.mm-cols{display:flex;gap:34px;flex:1}
.mm-col{min-width:150px}
.mm-col .dh{font-family:var(--fm);font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--brass2);margin-bottom:10px;padding-bottom:7px;border-bottom:1px solid var(--line)}
.mm-col a{display:block;color:var(--ink2);text-decoration:none;font-size:14.5px;padding:5.5px 0;font-weight:400}
.mm-col a:hover span{border-bottom:1px solid var(--brass)}
.mm-all{color:var(--teal2)!important;font-weight:600!important;margin-top:6px}
.mm-feature{width:250px;margin-left:28px;background:var(--ink);color:#EDE6D4;padding:22px;text-decoration:none;display:flex;flex-direction:column;gap:9px}
.mm-feature .k{font-family:var(--fm);font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:#E9C87C}
.mm-feature strong{font-family:var(--fd);font-size:19px;line-height:1.25;color:#fff}
.mm-feature .d{font-size:13.5px;line-height:1.5;color:#C9C2B0}
.mm-feature .cta{color:#7FD6C4;font-weight:600;font-size:14px}
.mm-areas{flex-wrap:wrap;display:flex;gap:0 26px}
.mm-areas a{width:150px}
nav.main .btn{padding:11px 20px}
.burger{display:none;background:none;border:0;cursor:pointer;padding:10px}
.burger span{display:block;width:24px;height:2px;background:var(--ink);margin:5.5px 0;transition:.2s}
/* ---------- buttons ---------- */
.btn{display:inline-block;background:var(--teal);color:#fff;text-decoration:none;font-weight:600;font-size:15.5px;padding:13px 24px;border:1.5px solid var(--teal);border-radius:2px;font-family:var(--fb);cursor:pointer;transition:.15s}
.btn:hover{background:var(--teal2);border-color:var(--teal2)}
.btn.dark{background:var(--ink);border-color:var(--ink)}
.btn.dark:hover{background:var(--ink2)}
.btn.ghost{background:transparent;color:var(--ink);border-color:var(--ink2)}
.btn.ghost:hover{background:var(--ink);color:#fff}
.btn.lg{font-size:17px;padding:15px 30px}
.strip .btn.ghost{background:transparent;color:#fff;border-color:#fff}
.strip .btn.ghost:hover{background:#fff;color:var(--ink)}
/* ---------- hero ---------- */
.hero{background:linear-gradient(180deg,var(--white) 0%,var(--paper) 100%);border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center;padding-top:74px;padding-bottom:80px}
.hero p.lead{font-size:19.5px;color:var(--ink2);max-width:54ch;margin:20px 0 30px}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap}
.trustrow{display:flex;gap:26px;align-items:center;margin-top:38px;flex-wrap:wrap}
.trustrow .ti{font-size:13.5px;color:var(--ink2);line-height:1.4}
.trustrow .ti b{display:block;font-family:var(--fd);font-size:20px;color:var(--ink);font-weight:600}
.trustrow .tdiv{width:1px;height:38px;background:var(--line2)}
/* transcript page mock */
.tpage{overflow:hidden;background:var(--white);border:1px solid var(--line2);box-shadow:0 30px 60px -30px rgba(22,35,59,.4), 0 0 0 8px rgba(168,133,59,.06);padding:34px 30px 30px 66px;position:relative;font-family:var(--fm);font-size:12.8px;line-height:2.05;color:var(--ink2);transform:rotate(.4deg)}
.tpage:before{content:"";position:absolute;top:0;bottom:0;left:48px;width:1px;background:var(--red);opacity:.5}
.tpage .lns{position:absolute;left:0;top:34px;width:40px;text-align:right;color:#B4AC97;font-size:11.5px;line-height:2.29}
.tpage .thead{text-align:center;font-size:11.5px;letter-spacing:.08em;margin-bottom:14px;color:var(--ink)}
.tpage .q{color:var(--ink)}
.tpage .stamp{position:absolute;right:22px;bottom:20px;border:2px solid var(--teal);color:var(--teal2);font-size:10.5px;letter-spacing:.18em;padding:7px 12px;transform:rotate(-7deg);text-transform:uppercase;background:rgba(255,253,248,.85)}
/* ---------- sections ---------- */
section{padding:76px 0}
section.tight{padding:56px 0}
section.alt{background:var(--paper2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
section.dark{background:var(--ink);color:#D9D2C0}
section.dark h2,section.dark h3{color:#fff}
.sec-head{max-width:760px;margin-bottom:42px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.grid{display:grid;gap:26px}
.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.cell{background:var(--white);border:1px solid var(--line);padding:28px;position:relative}
.cell .num{font-family:var(--fm);color:var(--brass);font-size:13px;letter-spacing:.1em;display:block;margin-bottom:12px}
.cell h3 a{color:var(--ink)}
.cell p{font-size:15px;color:var(--ink2);margin:10px 0 14px}
.cell .more{font-weight:600;font-size:14.5px;text-decoration:none;border-bottom:1px solid var(--brass)}
section.dark .cell{background:#1D2C47;border-color:#2C3D5C}
section.dark .cell p{color:#B9C2D4}
section.dark .cell h3 a{color:#fff}
/* ---------- answer block, prose, rails ---------- */
.answer{background:var(--white);border-left:4px solid var(--brass);padding:22px 26px;margin-bottom:30px;box-shadow:0 10px 26px -18px rgba(22,35,59,.25)}
.answer p{font-size:17.5px;margin:0;color:var(--ink)}
.layout{display:grid;grid-template-columns:1fr 330px;gap:56px;align-items:start}
.layout>*{min-width:0}
.prose p{margin:0 0 18px;max-width:70ch}
.prose h2{margin:38px 0 16px}
.prose h3{margin:26px 0 12px}
.prose ul,.prose ol{margin:0 0 18px 22px}
.prose li{margin-bottom:8px}
.rail{position:sticky;top:104px;display:flex;flex-direction:column;gap:22px}
.rail .card{background:var(--white);border:1px solid var(--line);padding:24px}
.rail .card.solid{background:var(--ink);color:#D9D2C0;border-color:var(--ink)}
.rail .card.solid h3{color:#fff}
.rail .card h3{margin-bottom:10px;font-size:19px}
.rail .card ul{list-style:none}
.rail .card li{padding:7px 0;border-bottom:1px solid var(--line)}
.rail .card li:last-child{border-bottom:0}
.rail .card a{text-decoration:none;color:var(--teal2);font-weight:500;font-size:15px}
.rail .card.solid a.btn{color:#fff}
/* ---------- tables/checklist/faq ---------- */
.tablewrap{overflow-x:auto;max-width:100%;margin:26px 0;border:1px solid var(--line);background:var(--white)}
table{border-collapse:collapse;width:100%;font-size:15px;min-width:520px}
caption{font-family:var(--fm);font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--brass2);text-align:left;padding:14px 18px 6px}
th{background:var(--ink);color:#fff;text-align:left;padding:12px 18px;font-weight:600;font-size:14px}
td{padding:12px 18px;border-top:1px solid var(--line)}
tbody tr:nth-child(even){background:var(--paper)}
.checklist{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--teal);padding:26px 30px;margin:26px 0}
.checklist h3{margin-bottom:14px}
.checklist ul{list-style:none;columns:1}
.checklist li{padding:8px 0 8px 30px;position:relative;border-bottom:1px solid var(--line);font-size:15.5px}
.checklist li:last-child{border-bottom:0}
.checklist li:before{content:"";position:absolute;left:2px;top:14px;width:14px;height:8px;border-left:2.5px solid var(--teal);border-bottom:2.5px solid var(--teal);transform:rotate(-45deg)}
.faq details{background:var(--white);border:1px solid var(--line);margin-bottom:12px}
.faq summary{cursor:pointer;padding:19px 54px 19px 24px;font-weight:600;font-size:16.5px;list-style:none;position:relative;font-family:var(--fd)}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:22px;top:14px;font-size:24px;color:var(--brass);font-family:var(--fb);font-weight:400}
.faq details[open] summary:after{content:"\2212"}
.faq .a{padding:0 24px 20px;color:var(--ink2);font-size:15.5px}
.faq .a p{margin:0 0 10px}
/* ---------- imagery ---------- */
.bleed{position:relative;margin:0}
.bleed img{width:100%;max-height:520px;object-fit:cover}
.bleed .cap{position:absolute;left:0;bottom:0;background:rgba(22,35,59,.85);color:#E9E2D0;font-family:var(--fm);font-size:12px;letter-spacing:.06em;padding:9px 18px}
.duo{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.duo .ph{position:relative}
.duo .ph img{box-shadow:14px 14px 0 var(--paper2), 15px 15px 0 var(--line2)}
/* ---------- strip / footer ---------- */
.strip{background:linear-gradient(120deg,var(--teal2),var(--teal));color:#fff;padding:56px 0}
.strip .wrap{display:flex;align-items:center;justify-content:space-between;gap:34px;flex-wrap:wrap}
.strip h2{color:#fff}
footer.site{background:var(--ink);color:#B9C2D4;padding:70px 0 36px;font-size:14.5px}
footer.site a{color:#D9D2C0;text-decoration:none;display:block;padding:5px 0}
footer.site a:hover{color:#7FD6C4}
.fgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:44px}
.fh{font-family:var(--fm);font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;color:#E9C87C;margin-bottom:12px}
.flogo{width:210px;margin-bottom:16px}
.linkcols{columns:4;gap:30px}
.linkcols a{break-inside:avoid;font-size:13.5px;padding:3.5px 0}
.fbot{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;margin-top:46px;padding-top:24px;border-top:1px solid #2C3D5C;font-size:13px;color:#8C97AC}
footer.site .fbot a{display:inline;padding:0 2px;color:#B9C2D4}
footer.site .fbot a:hover{color:#7FD6C4}
/* ---------- page hero + crumb ---------- */
.page-hero{background:linear-gradient(180deg,var(--white),var(--paper));border-bottom:1px solid var(--line);padding:46px 0 40px}
.page-hero h1{max-width:20ch}
.crumb{font-size:13.5px;color:#8A8266;margin-bottom:16px;font-family:var(--fm)}
.crumb a{color:var(--teal2);text-decoration:none}
/* ---------- reviews ---------- */
.rev{background:var(--white);border:1px solid var(--line);padding:26px;display:flex;flex-direction:column;gap:12px}
.rev .stars{color:var(--brass);letter-spacing:3px;font-size:15px}
.rev blockquote{font-size:15.5px;color:var(--ink2);font-style:italic;line-height:1.6}
.rev cite{font-style:normal;font-family:var(--fm);font-size:12.5px;color:#8A8266}
/* ---------- estimator / forms ---------- */
.est{background:var(--white);border:1px solid var(--line2);border-top:4px solid var(--brass);padding:34px;box-shadow:0 24px 50px -30px rgba(22,35,59,.35)}
.est .row{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:18px}
.est label,.form label{display:block;font-weight:600;font-size:14px;margin-bottom:7px}
.est input,.est select,.form input,.form select,.form textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line2);background:var(--paper);font-family:var(--fb);font-size:16px;border-radius:2px;color:var(--ink)}
.est input:focus,.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--teal);background:#fff}
.est .out{background:var(--ink);color:#E9E2D0;padding:24px;margin-top:8px;display:grid;grid-template-columns:repeat(3,1fr);gap:14px;text-align:center}
.est .out .v{font-family:var(--fd);font-size:30px;color:#fff;display:block}
.est .out .k{font-family:var(--fm);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:#E9C87C}
.est .note{font-size:13px;color:#8A8266;margin-top:14px}
.form .frow{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:16px}
.form .ffull{margin-bottom:16px}
.form .ffull{grid-column:1/-1}
.form fieldset{border:0;margin:0 0 18px}
.fnote{font-size:13.5px;color:#8A8266}
.ok-msg{background:#E7F2EC;border:1px solid #9CC7B0;color:#1C5B3A;padding:18px 22px;margin-top:18px;display:none}
/* ---------- misc ---------- */
.statbar{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin:0}
.statbar .st{background:var(--white);padding:30px 26px;text-align:center}
.statbar .st b{font-family:var(--fd);font-size:36px;font-weight:600;display:block;color:var(--ink)}
.statbar .st span{font-size:13.5px;color:var(--ink2)}
.dirfilter{margin:0 0 26px}
.dirfilter input{width:100%;max-width:440px;padding:14px 18px;border:1.5px solid var(--line2);background:var(--white);font-size:16px}
.badges{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.badges img{width:104px;height:auto}
.callbar{display:none}
.rv{opacity:0;transform:translateY(14px);transition:opacity .5s,transform .5s}
.rv.on{opacity:1;transform:none}
html:not(.js) .rv{opacity:1;transform:none}
.skip{position:absolute;left:-9999px}
.seal{display:inline-flex;align-items:center;gap:10px;font-family:var(--fm);font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--brass2);border:1.5px solid var(--brass);padding:9px 16px}
/* ---------- mobile ---------- */
@media(max-width:1020px){
 nav.main{display:none}
 .burger{display:block}
 .hero .wrap{grid-template-columns:1fr!important;gap:40px;padding-top:46px;padding-bottom:50px}
 .tpage{transform:none;max-width:520px}
 .fgrid{grid-template-columns:1fr 1fr}
 .linkcols{columns:2}
 .statbar{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
 body{font-size:16px}
 section{padding:52px 0}
 .wrap{padding-left:18px;padding-right:18px}
 .layout{grid-template-columns:1fr!important;gap:36px}
 .rail{position:static}
 .grid.g2,.grid.g3,.grid.g4{grid-template-columns:1fr!important}
 .duo{grid-template-columns:1fr!important;gap:30px}
 .est .row{grid-template-columns:1fr}
 .est .out{grid-template-columns:1fr;gap:10px}
 .form .frow{grid-template-columns:1fr}
 .strip .wrap{flex-direction:column;align-items:flex-start}
 .fgrid{grid-template-columns:1fr}
 .brand img{width:170px}
 .callbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:70}
 .callbar a{flex:1;text-align:center;padding:15px 8px;font-weight:700;text-decoration:none;font-size:15.5px;min-height:44px}
 .callbar a:first-child{background:var(--ink);color:#fff}
 .callbar a:last-child{background:var(--teal);color:#fff}
 body{padding-bottom:52px}
}
/* mobile drawer */
.mobnav{position:fixed;inset:0;top:0;background:var(--paper);z-index:75;overflow-y:auto;display:none;padding:120px 0 60px}
.mobnav.open{display:block}
.mobnav a{display:block;padding:13px 0;font-size:18px;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line);font-weight:500;min-height:44px}
.mobnav details{border-bottom:1px solid var(--line)}
.mobnav summary{padding:13px 0;font-size:18px;font-weight:600;cursor:pointer;list-style:none;min-height:44px}
.mobnav summary::-webkit-details-marker{display:none}
.mobnav .sub{padding-left:16px}
.mobnav .sub a{font-size:16px;font-weight:400;border-bottom:0;padding:9px 0}
body.menuopen{overflow:hidden}
body.menuopen .burger span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
body.menuopen .burger span:nth-child(2){opacity:0}
body.menuopen .burger span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
@media print{.topbar,header.site,footer.site,.callbar,.strip{display:none}}